
GCASH FEES 2025
MANILA — Adding funds to your GCash wallet? Understanding the latest cash-in fees can help you manage your finances wisely. Here’s a breakdown of the charges across different methods:
Cash In via Linked Bank/Digital Wallet
- BPI & UnionBank: PHP 5 fee
- PayPal & Payoneer: 1% fee of the cash-in amount
Cash In via Online Banking (InstaPay)
- Available in over 40 partner banks
- Fees vary per bank, so check their charges before transferring funds.
Cash In via Over-the-Counter Transactions
- Free for the first PHP 8,000 per month
- 2% service fee for amounts exceeding PHP 8,000
Example: If you cash in PHP 9,000, the first PHP 8,000 is free, while the excess PHP 1,000 incurs a 2% charge (PHP 20). You’ll receive PHP 8,980.
Cash In via Remittance
- 100% FREE when using GCash partner remittance services.
Plan Your Cash-Ins Wisely
Stay updated with these fees to avoid unexpected charges and maximize your transactions. For further details, visit GCash’s official channels.